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Zolvo

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AI that automates servicing for commercial lenders

P26·Spring 2026·Fintech·San Francisco, CA, USA·Team of 4·Founded 2026

About

Commercial lenders manage billions in assets but service their loans like it's 2005: spreadsheets, legacy software, and teams of people doing manual reconciliation all day. Zolvo replaces that entire back office with AI. We automate reconciliation, verification, collections, and reporting so lenders can scale their portfolios without scaling their teams. We're building the operating system for commercial lending

Founders

  • Tony Montes· Founder/CTO

    Co-founder and CTO @ Zolvo (YCP26). Founding AI engineer at Domu (YC S24), built voice AI infrastructure that scaled to 100K+ calls per day for enterprise fintech clients. Background in AI research with publications at ACL and EMNLP and work on generative models at Cornell. Builds Zolvo’s product and infrastructure end to end for commercial lenders.

Product launches · 1 launch

Change history · none recorded

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