SyntheticFi

About

SyntheticFi is the cheapest way to borrow money. We partner with independent financial advisors (RIAs) to meet the liquidity needs of their clients.

Founders

• 
  Tony Yang· Founder

  Ex-Stripe. UC Berkeley class of 2020. Personal finance nerd.

  LinkedIn ↗

Product launches · 2 launches

• SyntheticFi Hybrid Mortgage 🏠 - 4.64% APR with extra tax deductions ↗▲ 147Jul 16, 2025

  Get 2% lower interest rate compared to big banks. Save extra on taxes with uncapped interest deductions.

• 🔷 SyntheticFi: Cheapest way to get liquidity from your stock investments ↗▲ 57Jul 8, 2024

  Cheapest securities-backed line of credit (SBLOC), right on your existing brokerage platform.

Change history · 4 recorded

1. August 13, 2026
   • Pitch updated07:00 PM
   • Description rewritten07:00 PM
   • Industries updated07:00 PM
2. July 13, 2026
   • Team grew from 15 to 2507:00 PM