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SpotPay

Active

Stablecoin Global Bank Account

W26·Winter 2026·Fintech·San Francisco, CA, USA·Team of 2·Founded 2025

About

SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.

Founders

  • Zsika Phillip· Founder

    Founder and CEO at SpotPay. Previously Lead Engineer at Google (Monetization, Cloud, YouTube). Zsika grew up between the Caribbean and Latin America and experienced firsthand how slow and unreliable it is to move money home and pay for everyday life. Growing up in the Caribbean, Zsika was a competitive track-and-field athlete, running against a then-up-and-coming Usain Bolt. His personal bests include 10.3 in 100M and 21.7 in 200M. Zsika got his MBA Stanford and CS Degree from Purdue.

  • Thomas Cesare-Herriau· Founder

    Founder and CTO of SpotPay. 4th Engineer at Brex, I grew to Principal Engineer. Throughout the 6 years I led teams and departments across Financial Products and Platforms. I was at Google for a bit but it was too slow. On the plus side though, I met my future cofounder there! French.

Product launches · 1 launch

Change history · none recorded

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