Ruvo

About

Ruvo is a global account for receiving, holding, and moving money between USD and BRL. We connect Pix, crypto, and Visa so you can receive USD from abroad, convert between USD and BRL in minutes, send money to the U.S., spend worldwide, and save in digital dollars with yield — all in one place. Ruvo supports both personal (CPF) and business (CNPJ) accounts, with low fees, strong security, and direct Pix settlement. Formerly known as Cacao.

Founders

• 
  Alec Howard· Co-Founder & CEO

  Co-Founder and CEO of Ruvo (formerly Cacao). Ex-Uber & previous Head of Marketing at Gauntlet AI (Lambda School, YC S17)

  LinkedIn ↗Twitter ↗
• 
  Michael Mason· Founder

  Co-Founder & CTO of Ruvo. Previous Co-Founder & head of Product & Engineering at Mercato.

  LinkedIn ↗

Product launches · 1 launch

• Cacao - Brazilians can now receive USD & crypto instantly ↗▲ 60Aug 15, 2025

  Get paid in USD or stablecoins, spend with a Visa card, and withdraw to Pix

Change history · none recorded