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Ralo

ActiveHiring

AI-Native Mortgage Broker

P25·Spring 2025·Fintech·New York City, NY, USA·Team of 2·Founded 2025

About

Ralo is the first AI-native mortgage broker. We use AI to remove layers of overhead and pass the savings back to borrowers. Our customers get rates more than half a point below the national average, save tens of thousands of dollars over the life of their loan.

Founders

  • Arjun Lalwani· Co-Founder & CEO

    Arjun is the co-founder & CEO of Ralo, building AI tools he wish existed after his painful home-buying journey. Prior to founding the company, he was a Product Manager at Google (APM '20), where he worked on high-impact consumer products. He scaled Google Hotels and launched a new business within YouTube Shopping, growing it from $0 to $XXX million in GMV. Arjun holds a degree in Computer Science from the University of Washington.

  • Helly Shah· Co-Founder & CTO

    Helly Shah is the co-founder & CTO of Ralo, where she’s building the mortgage platform every homebuyer deserves. At Google Maps, she led the design and launch of features that enhanced lane guidance & geopolitical accuracy for over a billion users. Before that, she built real-time rates trading systems at Goldman Sachs, shaping how markets move. She grew up in a family of real estate developers across India and the US, giving her a front-row seat to the industry’s inner workings.

Product launches · 1 launch

Change history · 7 recorded

  1. June 18, 2026
    • Pitch updated07:00 PM
    • Description rewritten07:00 PM
    • Started hiring07:00 PM
    • Tags updated07:00 PM
  2. June 14, 2026
    • Founder profile updated08:01 PM
    • Launches refreshed08:01 PM
    • YC partner updated08:01 PM