Payna
ActiveAI Licensing Agent for Regulated Industries
About
Payna is building the AI licensing agent for regulated companies. We automate the filings, renewals, amendments, and regulator follow ups required to get licensed and stay licensed across jurisdictions, so teams no longer have to manage compliance through spreadsheets, email threads, and expensive outside firms. Starting with financial services categories like lending, debt collection, and money transmission, Payna helps companies move faster, stay compliant, and scale without adding compliance headcount linearly.
Founders
Aaron Chen· FounderWorked as a product engineer at an a16z backed DeFi startup helping scale crypto products, then went on to win ETHGlobal New York and ETHGlobal Delhi while earning recognition from Business Insider and the Ethereum Foundation. After building in crypto and seeing firsthand how painful manual licensing and compliance workflows are for regulated companies, now building Payna to automate regulatory licensing and ongoing compliance.
He Song· FounderFounded and scaled a company at a $15M valuation as a freshman, then launched a token at $60M. Built a crypto lending product at Berkeley, spent months inside multi-state licensing workflows doing it manually. Now building Payna, automate regulatory licensing.
Product launches · 1 launch
Payna helps companies file lending, debt collection, insurance, MTL licenses and more across all 50 states in record time, then automates renewals and ongoing regulatory compliance so teams can focus on growth and real revenue.