Mercoa

ActiveHiring

AI Agent for Billpay platforms to pay invoices with virtual cards

W23·Winter 2023·Fintech·San Francisco, CA, USA·Team of 2·Founded 2022

Website ↗YC page ↗LinkedIn ↗Twitter ↗GitHub ↗Crunchbase ↗

About

Mercoa helps AP and Spend management platforms drive more virtual card volume from their BillPay customers. Our agent identifies card-eligible invoices and securely pays them through supplier portals or payment links.

Founders

Sai Arora· Founder
Founder at Mercoa
LinkedIn ↗Twitter ↗

Product launches · 2 launches

Mercoa CardPay: AI Agents for B2B Virtual Cards ↗▲ 8Aug 11, 2025
Mercoa converts check & ACH payments to virtual card payments.
Mercoa: The accounts payable & BillPay API for B2B fintechs ↗▲ 108Feb 21, 2023
Offer B2B BillPay & AP to your customers and monetize payments out.

Change history · 12 recorded

August 23, 2026
- Launches refreshed08:01 PM
- Founder profile updated08:01 PM
August 9, 2026
- Founder profile updated08:01 PM
- Launches refreshed08:01 PM
July 26, 2026
- Founder departed: Sandeep Dinesh08:00 PM
- Launches refreshed08:00 PM
July 12, 2026
- Founder profile updated08:00 PM
- Launches refreshed08:00 PM
June 28, 2026
- Launches refreshed08:00 PM
- Founder profile updated08:00 PM
June 14, 2026
- Founder profile updated08:00 PM
- Launches refreshed08:00 PM